AnaKarina Montiel Realtor Tennessee
Home buying process in Tennessee

Step by Step Guidance Through Your Home Purchase

Buying a home does not have to feel overwhelming. My goal is to help you understand every stage clearly, confidently and with professional support.

Buying a Home Can Be a Positive Experience

With the right guidance, the home buying process becomes organized, structured and much more manageable. I support you from your first step to closing day.

Family buying a home in Tennessee

Basic Requirements

  • • 1 to 2 years of tax returns
  • • Last 2 months of pay stubs
  • • Valid driver license or ID
  • • W2 or 1099 forms
  • • Last 2 months of bank statements
  • • Work authorization if applicable
  • • SSN or ITIN

Steps in the Home Buying Process

01

Start Saving

Buying a home requires planning. Prepare for your down payment, closing costs and related expenses.

02

Get Pre Approved

A lender reviews your financial profile and documents to determine your purchasing power.

03

Tour Homes

We search for properties that match your needs, budget and lifestyle.

04

Submit an Offer

We present a strategic offer that may be accepted, rejected or negotiated.

05

Earnest Money and Inspection

You submit the earnest money deposit and schedule a professional inspection.

06

Appraisal and Clear to Close

The lender orders the appraisal and confirms final loan approval.

07

Final Walkthrough

We verify the property condition and confirm agreed repairs are complete.

08

Closing Day

You sign documents at the title company and officially receive your keys.

09

Celebrate

You are now a homeowner. It is time to celebrate your achievement.

Ready to Start Your Home Buying Journey

I am here to guide you and explain each step based on your personal situation.